Open Jan Dhan Bank Account

Open a zero-balance Jan Dhan bank account under the Pradhan Mantri Jan Dhan Yojana (PMJDY) at any bank branch or Bank Correspondent (BC) agent, with basic KYC and no minimum balance requirement.

⚡ Open the interactive step tracker & chat assistant → 🔗 Visit the official government portal →

Required Documents

Step-by-Step Process

Visit a Bank Branch or BC Point

Visit any participating bank branch or Bank Correspondent (BC)/Bank Mitra point in your area, no minimum income proof required.

Fill the Account Opening Form

Fill the PMJDY account opening form with your personal details and nominee information.

Submit KYC Documents

Submit your Aadhaar (or any officially valid document) and photograph for KYC verification.

Receive RuPay Debit Card

Your account is opened instantly with a passbook, and a RuPay debit card with built-in accident insurance cover is issued.

Activate Mobile Banking (Optional)

Register for mobile/net banking and link your account to Aadhaar for direct benefit transfer (DBT) of government subsidies.

Pro Tips & Warnings

PMJDY accounts have no minimum balance requirement, unlike regular savings accounts - useful if you can't maintain a balance every month.
The RuPay card includes accidental death insurance cover (typically Rs 2 lakh) at no extra cost - keep the card active by using it periodically.
Link your Aadhaar to this account to directly receive LPG subsidy, PM-Kisan, and other government scheme payments via DBT.