EPF Online Withdrawal
Withdraw your EPF balance online through the UAN Member e-Sewa portal using Aadhaar-based OTP verification, without needing your employer's signature for most claim types.
Required Documents
Step-by-Step Process
Activate UAN and Link KYC
Activate your UAN on the EPFO Member portal and ensure Aadhaar, PAN, and bank details are seeded and KYC-verified by your employer.
Log in to the Member Portal
Log in at unifiedportal-mem.epfindia.gov.in using your UAN and password, then verify with the OTP sent to your registered mobile.
Select Online Claim (Form 31/19/10C)
Go to 'Online Services' > 'Claim (Form-31, 19, 10C & 10D)' and select the withdrawal type - full final settlement, pension withdrawal, or partial advance.
Verify Bank Details and Submit
Confirm your seeded bank account, upload a scanned cheque/passbook if requested, and submit with Aadhaar OTP e-signature.
Track Claim Status
Track your claim under 'Track Claim Status' on the portal; most online claims are processed and credited within 5-20 days.
Pro Tips & Warnings
- A full EPF withdrawal before 5 years of continuous service attracts TDS unless you submit Form 15G/15H and your PAN is linked.
- Partial (advance) withdrawal for medical, marriage, or housing needs doesn't require leaving your job and has its own eligibility rules per purpose.
- If your KYC isn't verified by your employer online, the claim will get rejected - check the 'KYC' tab status before applying.